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Your Pension Faces Two Different Taxes: The New Pension Tax Allowance and Inheritance Tax On Unused Pensions From April 2027
From April 2027 UK pensions face two taxes: new pension tax allowance plus inheritance tax on unused pots. Plan your strategy now.

Adil Akhtar
6 days ago10 min read


Do You Still Qualify as an Exempt Estate? When A Full IHT400 Becomes Unavoidable
Learn when a full IHT400 is unavoidable and if you still qualify as an excepted estate in UK.

Adil Akhtar
Oct 2311 min read


Leaving 10% To Charity: How The Reduced 36% IHT Rate Actually Works
Discover how leaving 10% of your estate to charity cuts UK inheritance tax to 36%. Learn the rules and claim the reduced IHT rate today.

Adil Akhtar
Oct 1912 min read


IHT And Cohabiting Couples: Why The Unmarried Pay More And What To Do About It
Unmarried cohabiting couples face higher UK Inheritance Tax. Discover why and practical steps to protect your shared estate today.

Adil Akhtar
Oct 1313 min read


The Downsizing Addition: Keeping Your Residence Nil Rate Band After Selling The Family Home
Discover how the Downsizing Addition lets you keep your Residence Nil Rate Band after selling the family home in the UK. Learn more today.

Adil Akhtar
Oct 1113 min read


Grossing Up Explained: Why A ‘Tax-Free’ Legacy Can Increase The Estate’s IHT
Discover how UK grossing up on a ‘tax-free’ legacy can increase the estate’s IHT liability, learn the key rules and risks.

Adil Akhtar
Sep 2813 min read


Shareholder Protection Insurance And Cross-Option Agreements: The IHT Angles Most Firms Miss
Discover the critical UK IHT risks in shareholder protection insurance and cross-option agreements most firms overlook. Protect your clients today.

Adil Akhtar
Sep 2512 min read


The £2.5 Million Relief Cap For Couples: Using Both Allowances Before The Second Death
Learn how UK couples can maximise the £2.5 million relief cap by using both allowances before the second death. Plan now.

Adil Akhtar
Sep 1811 min read


Gifts Out Of Surplus Income: The Records HMRC Actually Accepts In 2026/27
Learn the exact records HMRC actually accepts for gifts out of surplus income in 2026/27 UK. Protect your estate from tax challenges, get compliant today!

Adil Akhtar
Sep 1312 min read


IHT On Foreign Holiday Homes Held Through SCIS And SPVS
Expert guide to UK Inheritance Tax on foreign holiday homes held through French SCIs and offshore SPVs. Discover practical strategies, pitfalls and reliefs to protect your estate effectively.

Adil Akhtar
Sep 215 min read


Who Pays The IHT Bill When The Estate Has No Cash? Instalments, Bank Loans and Forced Sales
Discover how to pay UK Inheritance Tax when the estate lacks cash. Explore installment plans, bank loans, and forced sales options now.

Adil Akhtar
Aug 2412 min read


The 14-Year Rule: How A Failed Gift Can Drag Even Older Gifts Back Into IHT
Learn how a failed gift can reactivate older gifts under the UK 14-year rule, increasing IHT liability. Protect your estate planning today.

Adil Akhtar
Aug 1411 min read


Using A Family Investment Company Instead Of Direct Gifting To Your Children
Compare Family Investment Companies and gifting in the UK. Understand tax, control, IHT implications and decide the best strategy today.

Adil Akhtar
Jul 2014 min read


Navigating IHT Pitfalls When Transferring Overseas Assets To UK Domiciled Family Members
Discover key IHT pitfalls when gifting overseas assets to UK-domiciled family. Practical guidance on long-term resident rules, PETs, double tax relief and planning steps to protect your estate. Get expert insights now

Adil Akhtar
Jul 1312 min read


IHT Insurance: Whole-Of-Life Vs Gift Inter Vivos Premium Maths
Discover the premium maths behind Whole-of-Life vs Gift Inter Vivos IHT insurance in the UK. Compare costs, cover, and strategies to protect your estate effectively. Get expert insights now.

Adil Akhtar
Jul 316 min read


The IHT Cost of Selling Business Shares Before You Die
Selling business shares before death can trigger a devastating IHT bill. Understand BPR loss, CGT exposure, and replacement rules to protect your estate.

Adil Akhtar
Jul 116 min read


Section 144 Will Trusts: Post-Death IHT Variations
Understand how Section 144 will trust appointments work, the two-year deadline, RNRB implications, and how to avoid costly UK inheritance tax mistakes after death.

Adil Akhtar
Jun 2920 min read


Family Loan Strategy , Lending To Children Without Triggering IHT
Learn how UK family loans work for IHT planning, why documentation matters, how loan forgiveness creates PETs, and what HMRC looks for on the IHT400.

Adil Akhtar
Jun 1419 min read


Residence Nil Rate Band: The £2m ‘Taper’ That Wipes £175k Away
Discover how the £2m RNRB taper wipes out £175,000 tax relief in 2026/27. Essential guide for UK homeowners & business owners – protect your family’s inheritance now.

Adil Akhtar
Jun 512 min read


Pensions In IHT 2027: Who Pays The Tax And How The Process Changes
From April 2027, pensions face IHT. Discover who pays, how the process works, and what UK families and executors must do now to prepare.

Adil Akhtar
May 2916 min read
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